speakers
Our speakers bring expertise, insight, and bold perspectives to the stage, shaping the industry’s most important conversations.

Head of Brand and Communications at PensionBee
Brooke is Head of Brand and Communications at PensionBee, a leading online pension provider, where she’s passionate about championing the stories of customers, improving financial literacy for pension savers in the UK and closing the gender pension gap.
Brooke focuses on helping to build trust, grow brand awareness and maximise customer reach through ATL campaigns and brand partnerships. She’s appeared on PensionBee’s very own Pension Confident Podcast, a podcast series aimed at making personal finance and pensions simple for listeners to discuss the cost of friendship and how your financial personality impacts your relationship with money.
Before PensionBee, Brooke worked for an SME business finance marketplace and across various eCommerce and retail brands both client and agency side.
- Building a trusted brand
- Female-focussed savings and investments / gender pension gap
- Diversity and inclusion (in finance, technology and UK society)
- Pension saving and retirement planning
- Brooke is based in London, and is available for relevant opportunities.
- She can be contacted on press@pensionbee.com

Chief People and Transformation Officer at Paymentology
Angy is an energetic and highly qualified C-Suite Leader with 20+ years’ experience leading and advising on business strategy and transformation across diverse global organisations.
She brings expertise in people and culture, leadership development, business integration and transformation and is an inclusive leader who provides vision and clarity, builds high performing teams, and with the ability to connect academia with business strategy.
Angy has developed her knowledge in AI and its ethical challenges, with a passion for addressing this impact and application within business, and is extending this currently as she is studying an MSt in AI Ethics and Society in Cambridge.
As a lifelong learner, Angy built a successful executive career while also succeeding academically, achieving an MSc in Applied Psychology and a Doctorate focusing on the intersection of creativity, technology and leadership.
- Leadership
- Transformation and Change
- AI ethics
- AI and future of work
- People Strategy
- Culture
- Workplace culture and psychology
- Angy is based in London and can be available for the right opportunity.
- She is best contacted via our contact form.

Chief Executive Officer at ClearBank UK
Emma Hagan is currently the Chief Executive Officer for ClearBank UKEmma has over 15 years of experience in commercial and corporate banking in both first and second lines of defence.
Prior to joining ClearBank in 2020, Emma worked for Silicon Valley Bank (SVB), where she was Chief Risk Officer for EMEA, serving as part of the EMEA leadership and global risk leadership teams.
Prior to SVB, she worked at Lloyds / HBOS in a variety of roles.
- Governance and compliance
- ClearBank's story and growth plans
- Women in fintech
- B2B payments
- Emma is based in London and can be available for the right opportunities both long and short term
- She is best contacted on press@clear.bank

Head of Product for Europe at ClearBank
Alexandra is Head of Product, Europe at ClearBank.
She leads ClearBank’s international expansion plans and product deliveries across payments. Before joining ClearBank in 2022, Alex was Vice President, Wholesale Payments at J.P. Morgan, where she managed SEPA Instant in the EMEA region.
Prior to focusing on payments, Alex worked in J.P Morgan’s Real Estate team and at Citi Private Bank across New York and London within the Investment Finance team.
Alexandra Rivas has a B.S. from the University of Southern California, focused on Real Estate Development
- ClearBank product offering and roadmap
- International expansion
- Europe payment trends
- Women in Fintech
- Alexandra is based in London and can be available for the right opportunities both long and short term
- She is best contacted on press@clear.bank

Financial Services COO and Industry Advisor
Myriam is a Financial Services Chief Operating Officer and a Strategic Business Change Programme Director.
Based in London, England, she brings her expertise to the financial services industry. With a keen eye for transformational change, Myriam navigates complex business landscapes, driving impactful programs.Her leadership reflects her commitment to innovation and strategic growth.
Additionally, she is an enthusiastic African dancer and speaks fluently three languages.
- Female leadership
- Culture and talent management
- Operational excellence
- Traditional investment banking
- Strategic transformation
- Regulatory and control framework
- ESG and sustainability
- Myriam is based in London and can be flexible for the right opportunity
- She is best contacted via LinkedIn or on our contact form

Senior Researcher at The Cambridge Centre for Alternative Finance
With a decade of experience spanning IT, fintech, and cryptoassets domains, Polina is a seasoned professional at the forefront of blockchain technology and data analytics.
Collaborating with prestigious institutions such as the United Nations, the Economist, the Inter American Development Bank and Cambridge University, Polina brings a wealth of expertise to the table. As the founder of Syntagma Labs, a web3 consulting agency, she excels in startup consulting, strategy development, and decentralization initiatives.
Renowned for her proficiency in conducting comprehensive industry research at Cambridge and analyzing blockchain data, Polina is a sought-after speaker on topics, including DLT, DeFi, AI, data analysis, web3, decentralisation, and strategic planning.
- Cross-border payments
- Web3
- DeFi
- AI use-cases for startups and enterprises (predictive and generative)
- Go-to-market strategy (GTM)
- Forecasting models
- Polina is based in London
- She is best contacted directly on vertex.polina@gmail.com

Chief Marketing Officer at Airbox Systems
Amber is currently the Chief Marketing Officer at Airbox Systems an independent UK company that specialises in operational information sharing software for the emergency services.
Her work includes leading strategic initiatives, driving operational efficiency, and advocating for diversity and inclusion within the organisation and the broader fintech community.
She previously held CEO roles at fintech Oakam, where she spearheaded initiatives to increase representation of minority females and launched disruptive alternatives to traditional credit scoring.
Her experiences as a black female CEO in a male-dominated sector have fuelled her commitment to mentoring and supporting women in fintech, as well as speaking publicly about the importance of diversity and inclusion in driving industry innovation and growth.
- Diversity and inclusion in fintech and startups environments
- Advocating for greater representation of women and minorities
- Operational excellence and strategic leadership in fintech companies
- Transformative changes and metric-driven productivity
- Mentorship and support for women in fintech
- Advising female founders on: development, fundraising, and navigating career advancement.
- Amber is based in London UK
- She is best contacted directly on LinkedIn

Founder of Black in Fintech
Valerie Kontor is a dynamic professional with a passion for driving innovation and fostering DEI within the fintech industry.
During her tenure at Funding Circle, a London-based fintech pioneering commercial lending solutions, Valerie has traversed diverse roles, ultimately finding her passion in product management.Beyond her professional endeavours, Valerie is deeply committed to fostering an inclusive environment both within Funding Circle and across the wider fintech landscape.
She’s the Founder of Black in Fintech, a program set to focus on the innovation, challenges, and successes within the fintech space, all from the perspective of Black leaders and entrepreneurs.
She is also listed on the Women in Fintech Powerlist for 2022, 2023, and 2024.
- Product management
- Career development
- Diversity and inclusion
- SME lending
- Valerie is based in London
- She is best contacted via the contact form or LinkedIn.

Head of Marketing for Edenred Payment Solutions
Raquel is currently Head of Marketing for Edenred Payment Solutions.
Born in Brazil and raised in Germany, she holds a Master's in Business Management from the University of Leeds. With over a decade of experience in tech marketing, she transitioned to fintech at Gocardless in 2019 before taking her current role at Edenred Payment Solutions at the end of 2022.
Raquel has built the marketing function within Edenred Payment Solutions from the ground up, as well as leading the marketing strategy for the rebrand - taking the business from ‘PPS’ to ‘Edenred Payment Solutions’ - and launching the news at Money 2020 in 2023.
Today, Raquel drives brand growth, leading a team of experts in product marketing, branding, design, content, and events. Passionate about diversity and inclusion, she actively champions initiatives for women's empowerment within and beyond the workplace.
- Fintech news and trends
- Marketing / Branding in fintech
- Building a high performing marketing team
- The payments landscape
- Tech-for-good
- Embedded Finance, and BaaS
- DEI
- Raquel can be flexible depending on the opportunity. She is London-based, and happy to travel across the UK and Europe
- She can be contacted via our contact form

Head of Sales for Edenred Payment Solutions
Karine is Head of Sales at Edenred Payment Solutions. Formerly working at Railsr most recently as Head of Portfolio Accounts, Core Markets UK & Europe, Karine was promoted three times in her 3.5 years with the business.
Since moving over to Edenred Payment Solutions in December of 2022, she has been responsible for sales across both retail and fintech, two of the businesses biggest growth markets.
She has secured some of the businesses most renowned clients, and currently leads a team of five and is bolstering the team to help achieve a clear vertical-led sales model.
- B2B Sales in fintech
- Building a high performing sales team
- The payments landscape
- Tech-for-good
- Green tech / Sustainable tech
- Digital wallets
- Embedded Finance, and BaaS
- DEI
- Karine can be flexible depending on the opportunity. She is London-based, and happy to travel across the UK and Europe
- She can be contacted via our contact form

Product and Propositions Director at Nuapa
Ruwani is an experienced payments and loyalty professional, creating customer-centric solutions for over 16 years within tech, product and propositions teams. She is responsible for successfully delivering large and complex solutions globally, recently with EML/Nuapay and previously with Amadeus Payments, Collinson, Barclaycard and American Express.
Ruwani has an expansive breadth of knowledge across the payments and loyalty ecosystems - from gateway processor and acquiring to card schemes, to issuing and rewards programs globally.She can adapt to change in a fast-paced matrix environment, creating new digital products, identifying new business models and propositions with key emphasis on customer experience. Teamed with strong analytical, leadership and influencing skills to nurture and drive cross-functional teams, Ruwani is an multi-skilled expert in delivering commercially viable solutions through the use of technology.
- Card payments (acquiring and issuing)
- Open banking
- Account to account payments such as Bacs, FasterPayments, SEPA
- Banking as a service / embedded payments
- Customer experience / customer engagement
- Loyalty programmes in travel and financial services
- Diversity, equity and inclusion – championing women in tech
- Fintech career paths
- Ruwani is based in London, and open to both remote and in person opportunities. She generally likes 2 weeks’ notice, but can take shorter notice ops where relevant.
- She is best contacted via our contact form.

Chief Product Officer at BigPay and Podcast Host
Monica is a fintech product leader and financial wellbeing advocate who thrives building and scaling startups with impact. She believes the future of fintech is to make fintech more human.
Monica is part of BigPay’s original team, which is now one of the largest NeoBanks in South East Asia. She’s built the product from zero to one, and has been fundamental in setting cultural change and structures in place to go from startup to scaleups.
Prior to BigPay, Monica was one of the first joiners in UK Challenger Tandem Bank, where she helped build the digital bank from scratch. Previously she worked in leading FS brands like Visa and Barclays.
She sits on the Board of PayEd, and is recognised as Singapore’s #Fintech65 Product Leaders and Women in fintech. Monica hosts "Purpose Driven FinTech" podcast, and mentors young professionals.
- Designing and building fintech products with impact
- Building fintechs in South East Asia
- Building startups from zero to one, to scaleups
- Innovation
- Financial wellbeing
- Curating culture for a collaborative, agile and innovative environment
- Building a resilient and practical mindset for the startup world
- Psychological safety
- Monica is based in Kulala Lumpur, Malaysia and so is on a MYT timezone
- She is best reached via the contact form

Senior Product Marketing Manager for Financial Services at GitLab
Alexis is an experienced product marketer and financial services thought leader, specialising in client payment solutions.
Named on the 2023 Women In Fintech Powerlist, she brings a wealth of expertise to the rapidly evolving landscape of banking and payments.
Alexis holds a Bachelor's Degree in Business Marketing from Florida State University and a Master's Degree in Business Administration from Auburn University.
- Product Marketing
- Technical Marketing
- Sales Enablement
- Mentorship
- Fintech
- Banking
- Integration
- ISO 20022
- Treasury Management
- Alexis is happy to speak and moderate various events pertaining to her topics of interest, and is open to both virtual and in-person opportunities
- She is based in Charleston, SC, USA - and is best found via the contact form or on LinkedIn

B2B Marketing Lead at Upvest
Julieta currently leads all Marketing and PR topics at Upvest, a Berlin-based Investment API fintech.She has a decade of experience in B2B Marketing from a variety of industries, from e-commerce to procurement and fintech.
Julieta has a demonstrated history of building, scaling, and leading the growth of B2B brands, as well as building a marketing function and team from the ground up.
She is passionate about helping fintechs develop a distinct voice and a strong brand, and connect with their customers authentically.
- B2B Marketing in fintech and start-ups
- How to build and scale a marketing function
- How to market complex technical products
- Julieta is based in Berlin, Germany, and is available for both in-person and virtual events
- Julieta is open to travel for any relevant opportunities depending on her schedule
- You can get in touch with Julieta via the contact form

Chief Operating Officer and Co-Founder of Payl8r
Samantha Fogerty is Chief Operating Officer and Co-Founder of buy now pay later firm, Payl8r.
After joining as managing director in 2016 at the age of 28, Payl8r has experienced exponential growth with 334% increase in lending volume and doubled its workforce year on year in that time.Identifying a gap in the market, Samantha leveraged her insight into the millennial finance dilemma to position Payl8r at the cutting edge of the industry.
Samantha’s focus on responsible lending to date has enabled Payl8r to exist as the only retail finance entity to underwrite customers at the point of sale using open banking.
- Open banking
- Women in fintech
- API integration
- Financial regulation
- Underwriting
- AI
- Based in Manchester, UK, but is able to travel for the right opportunities
- Open to speaking at in person events, virtual events and editorial opportunities
- She is best contacted directly on LinkedIn

CEO of Fintech Belgium
Alessandra Guion is the co-founder and General Manager of 'FinTech Belgium', the non-profit organisation federating and promoting fintechs active in Belgium, and supporting the biggest community dedicated to digital finance in Belgium.
With nearly 25 years experience in management, innovation and communication, as well as a passion for sustainability and empowering women, she continues to reinvent 'FinTech Belgium', representing the ecosystem on many international stages and growing a very dynamic ecosystem.
With FIRe innovation hub, the organisation aims to facilitate the development of Digital Finance in Belgium through collaborations and open innovation.
- Fintech ecosystems
- Collaboration between fintech companies and communities
- Fintech news and trends
- Women in fintech, tech, corporate and startups
For moderating opportunities:
- Open banking, AI, and the future of banking
- Alessandra is based in Brussels, but is open to travel for the right opportunities
- She is best reached via the contact form

and PR Consultant

at Stripe

Belgium

at Lightyear




Crypto at Onafriq

and PR Consultant

at Stripe

Belgium

at Lightyear




Before The Heard, I never saw myself as a speaker—I thought public speaking was for ‘other people.’ The training gave me the confidence to own my expertise, and now I’ve spoken on fintech panels alongside industry leaders. The Heard didn’t just amplify my voice; it changed my career.
